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Sell Vehicle

4.9 stars (567k+ ratings)

get the lowest loan interest rate for the COE renewal

    For Faster Response, Call Us! +65 8666 9639
    • 1.68M customers served
    • $3B in Vehicle Transactions
    • 3.2K Certified Automotive Partners

    Get Your COE Renewal Loan in 4 Simple Steps

    1. submit your details

      Provide us with the required details from LTA to extract the basic information from your car.

    2. COE Loan Calculator

      Get an estimate of your loan repayment based on the PQP, loan amount, and term.

    3. Free Consultation

      Get free advice to maximise your savings by comparing the PQP and interest rates.

    4. Apply for Loan

      We will submit a loan application to our financial partners on your behalf.

    Why Should You Renew Your COE With Us?

    • Singapore's Most Trusted COE Renewal Platform

      Our 4.9/5 stars on Facebook and Google say it all. We’re Singapore’s trusted choice for COE renewal, handling over $1,000,000 worth of loans every month.

    • Complimentary Pre-COE Inspection

      To ensure your car is suitable for COE renewal, we will arrange for a complimentary Pre-COE inspection at our partnered workshops.

    • Lowest Loan Interest Rate Guarantee

      We guarantee the lowest COE bank loan interest rate in Singapore. If you find a lower bank loan interest rate elsewhere, we’ll give you $50!

    • Full 100% PQP Financing

      We work with several approved banks and financial institutions, like UOB and Hong Leong Finance, to help you get a full 100% COE loan.

    Ask Us Anything

    Frequently Asked Questions

    What are the benefits of using AutoExchange?

    We compare COE renewal loans across our partner banks, arrange the Pre-COE inspection and handle the paperwork, so you get the lowest rate available without visiting a single branch.

    What are the banks you have partnered?

    We work with several LTA-approved banks and financial institutions, including UOB and Hong Leong Finance.

    Which PQP should I be using to renew my COE?

    The PQP that applies is the moving average of the last three months of COE prices in your category, taken in the month you renew. We will confirm the figure for your car before you commit.

    Can I get a full loan for COE renewal? What are the repayment terms?

    Yes — we can arrange full 100% PQP financing. Repayment terms depend on how long you renew for, five or ten years, and on the lender.

    Can I renew my COE myself?

    You can renew directly with LTA if you have the funds on hand. Most owners come to us for the loan and the paperwork rather than the renewal itself.

    Can I still renew my COE if it has already expired?

    There is a short grace period after expiry during which renewal is still possible with a late payment fee. Speak to us as soon as you can — once the window closes the car must be deregistered.

    have a question about our services?

    Contact us for an obligation-free chat!

      Here’s what 9,651 happy users have to say about our sell car services!

      • COE renewal used to mean chasing paperwork for days. Here it was handled quickly and I always knew where things stood. Clear updates and a competitive rate sealed it for me.
        Benjamin Chua
      • Friendly service without the hard sell. They explained my options for renewal versus selling and let me decide at my own pace. That honesty earned my trust.
        Grace Lim
      • From the first enquiry to the final transfer, everything stayed on schedule. The agent was responsive on WhatsApp and patient with my questions about ownership documents.
        Daniel Goh
      • I was honestly surprised by how fast everything moved. I listed my car in the morning and started receiving serious offers by the evening. The whole process felt secure and well-managed. I’d definitely use this platform again.
        Jason Tan
      • Selling my car used to feel like a hassle, but this made it incredibly simple. The interface is clean and easy to navigate, even for someone not very tech-savvy. I appreciated how transparent the offers were. It saved me a lot of time and effort.
        Cheryl Lim
      • I had tried other platforms before, but this one stood out immediately. The quality of buyers was much better, and there were no lowball offers. Communication was smooth from start to finish. Overall, a very professional experience.
        Marcus Ong
      • Getting an instant sense of my car’s worth helped me plan the sale properly. The follow-up call answered every question I had about paperwork and timing.
        Priya Nair
      • What I liked most was how straightforward everything was. From listing to closing the deal, it was all very efficient. I also felt confident throughout the process thanks to their support team. Highly recommended for anyone selling a car.
        Darren Koh
      • The valuation felt fair and the team walked me through every step. I never felt pressured to accept the first offer. That transparency made all the difference when it came time to decide.
        Amanda Teo